Indian Railways to provide mandatory ticket insurance cover from October 27

Indian Railways has been directed by court to implement mandatory insurance coverage for all passengers purchasing tickets over the counter, effective from October 27. The directive comes as a binding instruction to the national carrier, requiring comprehensive implementation across all ticketing operations.

Under the new requirement, every ticket sold at railway counters will automatically include insurance protection. The move aims to enhance passenger safety and provide financial protection against unforeseen incidents during rail travel. The exact coverage amount and specific terms of the insurance scheme are being finalized by the Railways in accordance with the court's directive.

The mandatory insurance provision represents a significant change in railway ticketing procedures, requiring coordination across ticket counters at thousands of stations nationwide. Railway officials are preparing systems and staff training to ensure seamless implementation of the new requirement by the October deadline.

This development follows increasing emphasis on passenger protection and risk mitigation in India's rail transport sector. The court's intervention underscores regulatory efforts to standardize safety protocols and provide automatic coverage to all ticket holders without requiring separate policy purchases.