Kissht's Assets Under Management Cross Rs 10,000 Crore Mark

Digital lending platform Kissht has crossed Rs 10,000 crore in assets under management, marking a significant growth trajectory for the fintech company. The milestone comes on the heels of a recent fundraising round that brought in Rs 832 crore in capital.

Personal loans continue to form the backbone of Kissht's lending portfolio, accounting for the majority of its book. However, the company has been progressively expanding its secured lending offerings, particularly in the loan against property segment, which is emerging as a key growth driver.

The expansion into loan against property products reflects a strategic shift toward diversifying its product mix and reducing concentration risk. Secured lending products typically carry lower default rates compared to unsecured personal loans, providing greater stability to the lender's business model.

The capital infusion from the recent fundraise is expected to accelerate Kissht's growth ambitions in both existing and new lending categories. The company's push into secured lending also aligns with broader industry trends, as non-banking financial companies increasingly focus on collateral-backed products to manage credit risk in a competitive lending environment.

Kissht's achievement underscores the growing investor confidence in India's digital lending space, where technology-driven platforms are reshaping how credit is accessed by consumers and small businesses across the country.