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Nearly a third of Indians plan home purchase within five years

Growing financial confidence is driving Indian homeownership aspirations, with women showing significantly higher purchase intent than men over the next five years, according to a new report.

LSN India · 25 August 2026

Nearly a third of Indians plan home purchase within five years

Close to 31% of Indians are targeting home ownership within the next five years, reflecting increased optimism about their financial prospects, survey data indicates. The findings underscore a shift in consumer sentiment as households across the country grow more confident about their ability to invest in property.

The purchase intent shows a notable gender divide, with women demonstrating stronger homeownership ambitions than their male counterparts. Forty percent of female respondents identified buying a house as a priority goal for the next five years, compared with 29% of men, highlighting distinct patterns in how different demographics approach major financial decisions.

The uptick in homeownership aspirations suggests improving household finances and greater access to credit facilities across Indian markets. Rising incomes and competitive mortgage offerings have made property acquisition more feasible for middle-class families planning medium-term investments.

Experts attribute the increased confidence partly to economic stability and growing awareness of real estate as a wealth-building tool. The data suggests that property remains a preferred investment avenue for Indian households seeking long-term financial security and asset accumulation.