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Visa, Mastercard and Ant International launch AI agent trust framework

Three major payments players have jointly developed a framework to help financial networks and digital marketplaces identify and authenticate trustworthy artificial intelligence agents. The initiative aims to enhance security and confidence in AI-driven transactions across the payments ecosystem.

LSN Singapore · 10 September 2026

Visa, Mastercard and Ant International launch AI agent trust framework

Visa, Mastercard and Ant International have unveiled a collaborative framework designed to establish trust standards for artificial intelligence agents operating within the digital payments landscape. The initiative addresses growing concerns about the reliability and authenticity of AI systems as they become increasingly integrated into financial transactions and e-commerce platforms.

The framework provides guidance for card networks, digital wallets and online marketplaces to verify and validate AI agents before integrating them into their operations. By establishing common standards for AI trustworthiness, the three organisations aim to create a more secure environment for merchants and consumers engaging with AI-powered services.

The move reflects broader industry efforts to ensure that rapid advances in artificial intelligence do not outpace governance mechanisms and security protocols. As AI agents increasingly handle customer interactions, transaction approvals and merchant services, establishing verification standards has become essential for maintaining consumer confidence.

The framework is expected to benefit the Asia-Pacific region significantly, given the region's rapid adoption of digital payments and e-commerce technologies. Financial institutions and digital platforms across the region can leverage the standards to strengthen their AI implementation strategies while managing emerging risks associated with automated decision-making systems.